Europe Visa Income Checker for Americans

Find out which European residence visas your income could qualify you for. Enter what you earn in US dollars, choose how you earn it, and the checker compares it with the 2026 minimum income for 15 visas in 11 countries, converted at today's exchange rate. It runs in your browser and nothing is sent to us.

Which European visa can I get?

Compare your income with the 2026 requirement for each visa.

Figures checked on October 27, 2026. Sources are on every card.

Your income in US dollars Per

How do you earn it?

Remote jobEmployee of a company outside the country FreelanceSelf-employed with clients abroad Passive incomePension, Social Security, rentals, investments

PartnerMoving with you

ChildrenMoving with you0

Exchange rate, US dollars per euro

Default is the European Central Bank rate for October 26, 2026. Change it if the rate has moved.

Consulates can ask for more than the minimum, and most also want health insurance, a clean record and proof of where you will live.

This checker compares income only. It is a planning aid, not legal advice: requirements change and consulates have discretion, so confirm the current amount with the official source on each card before you apply.

How do European visa income requirements work?

Most European residence visas for Americans ask you to prove a steady monthly income above a set minimum. The minimum is usually tied to a national figure that changes every January, such as the minimum wage in Portugal, Spain and France. That is why the same visa can need a different amount each year.

Digital nomad visas are for remote employees and freelancers whose employer or clients are outside the country. They usually have the highest thresholds.
Passive income visas, such as Portugal's D7, Spain's non-lucrative visa and Italy's elective residence visa, are for retirees and people living on pensions, Social Security, rentals or investments. Most do not allow any work.
Family members usually raise the requirement. Spain adds 75% of the minimum wage for the first family member, and Portugal adds 50% for a spouse and 30% per child on the D7.

2026 income requirements at a glance

These are the minimum monthly amounts for one person, as of October 2026. Dollar figures use $1.1188 per euro.

Visa	For	Per month	About in US dollars
France long-stay visitor	Passive income	€1,443 net	$1,615
Portugal D7	Passive income	€920	$1,029
Italy digital nomad	Remote work	€2,066 gross	$2,311
Spain non-lucrative	Passive income	€2,400	$2,685
Italy elective residence	Passive income	€2,583	$2,890
Spain digital nomad	Remote work	€2,849 gross	$3,187
Hungary White Card	Remote employees	€3,000 net	$3,356
Greece digital nomad and FIP	Remote work or passive	€3,500 net	$3,916
Malta nomad permit	Remote work	€3,500 gross	$3,916
Cyprus digital nomad	Remote work	€3,500 net	$3,916
Croatia digital nomad	Remote work	€3,623 net	$4,053
Portugal D8	Remote work	€3,680 gross	$4,117
Estonia digital nomad	Remote work	€4,500 gross	$5,035
Romania digital nomad	Remote employees	€5,157 gross	$5,770

A worked example

Say you are a 63-year-old retiree from Ohio with $2,900 a month from Social Security and a pension, moving with your spouse. At $1.1188 per euro, that is about €2,592 a month.

Portugal's D7 asks for €920 plus €460 for a spouse, so €1,380. You qualify with room to spare.
Spain's non-lucrative visa asks for €2,400 plus €600 for a spouse, so €3,000. You are about $456 a month short.
Italy's elective residence visa asks US applicants for about €31,000 a year each, so about €5,167 a month for a couple. You are well short.

In this case Portugal is the realistic option, and Spain could work if you add savings or other passive income.

Common mistakes

Mixing up gross and net. Spain, Portugal's D8, Malta and Estonia look at gross income. Greece, Croatia, Cyprus, Hungary and France look at net income after tax.
Picking the wrong visa type. Remote work is not allowed on passive income visas such as the D7, Spain's non-lucrative visa or Italy's elective residence visa.
Forgetting the exchange rate. A strong euro raises the dollar amount you need. Leave a margin of at least 10%.
Ignoring other requirements. Income is only one part. Health insurance, an FBI background check, proof of accommodation and apostilled documents are usually needed too.

Frequently asked questions

What is the easiest European visa to get with a low income?

As of October 2026, Portugal's D7 has the lowest threshold for passive income at €920 a month, about $1,029, for one person. France's long-stay visitor visa follows at about €1,443 net. For remote workers, Italy's digital nomad visa and Spain's digital nomad visa have the lowest published minimums, at about €2,066 and €2,849 a month gross.

Does Social Security count as income for a European visa?

Yes. Social Security, pensions, annuities, rental income and investment income count as passive income for visas such as Portugal's D7, Spain's non-lucrative visa and Italy's elective residence visa. Consulates usually want award letters and bank statements that show the money arriving every month.

Can I use savings instead of income?

Sometimes. Croatia accepts the full 12 months in savings, and Greece's FIP permit can be met with about €126,000 in savings. Portuguese consulates often want a year of the D7 amount in savings as well as income. Most digital nomad visas, though, want proof of ongoing earnings.

Why does the checker show a different amount than another website?

Many sites still show 2024 or 2025 figures. Portugal, Spain, France, Croatia and Romania raised their thresholds for 2026 because they are tied to national wages. Each card links to the source we used, and you can change the exchange rate yourself.

Europe Visa Income Checker